Family to Family Iowa

Study: Medicare provides greater access, financial protection than private coverage

Posted 7/25/2012

Medicare outperforms private coverage when it comes to fulfilling the two main purposes of health insurance—providing access to care and adequate financial protection from burdensome medical bills—according to a recently published Commonwealth Fund study. Medicare beneficiaries are also more satisfied with their coverage than those with private plans.

In a new blog post, Commonwealth Fund president Karen Davis, Ph.D., and senior research associate Kristof Stremikis, M.P.P., M.P.H., suggest that "it may be desirable to open up the program to people buying insurance through the state exchanges, especially to older adults," noting that expanding Medicare may help stabilize benefit levels and make working adults more secure in their health insurance coverage.

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